Early market is there for a reason. You either buy on the market, or research your own stuff. The former isn't that stellar and costs money. The latter builds up slowly but ultimately allows for better stuff.
Early market is needed lore-wise as well, and it cannot be overtaken by loot from raids - if the market was later, would anyone ever consider buying a Spraygun or even Ramshackle Rifle?
Your progress is generally completely irrelevant to enemy strength. Pogroms range from very hard to extremely hard with your starting crew, and meant as a landmark (are you tough enough to face Pogroms already?).
Why should adventurer and scout be separate? I see no reason for it, since it's the same clothing, only re-arranged. Also your hired hands naturally bring it along with 'em - you hire them in Jack's Town's bars, do you expect them to prance across the world naked?