Man, I am in October 1999 and still no lasers... (Except a few alien laser rifles, but they're crap.)
Anyway, regarding the "need to grind to sustain myself"... I haven't said anything before, because I didn't want to come out as a "you're playing it wrong!" kind of modder, but I honestly do not do all the missions against cults, yet I am doing okay financially. Maybe you overinvested?
Alien Lasers aren't that bad, but fall short in comparison to Blackops Auto-Sniper.
What I really like in the old games is that the devs did not put you in the path of one, correct way of playing the game.
At the very beginning I had 3-4 fire teams responding to every possible event (usually 2-3 at the same time), while investing like crazy in research - I built second base just to have the ability to build second HQ/Biolab/IntelCentre, then going into labs.
Yes, I did invest a lot, but I had a lot of money and great monthly scores.
Right now my monthly maintenance is 8M with nations contribution of 6M.
I am doing great financially (7M to spare), but it is a lot of missions.
Not complaining, from what I see it is just that the dev idea was to stay low profile, with small number of researchers and money.
This is a treason to the human race.
What I see agents, is the alien invasion in 4 months and we need to be ready!
More white coats, more Farms, more lasers.
You have been briefed.