- suicidally rushes with a pistol against mutons
So what's new?
At least now they'll have a small chance of actually doing something, instead of just dying in vain.
- accidentally shoots your own soldiers
- somehow manages to kill a cyberdisc, causing an explosion that kills your soldiers and other civilians
Yes, and I'd love it! XD
And I honestly doubt that some guy with a TT will kill a Snakeman, much less a Cyberdisc.
In all these cases, the bad AI reduces the player's score, and the player can't do anything about it.
As I said, this isn't really any worse than the current setup, where civilians have no AI at all (well, not technically, but you know what I mean), and do not seem to react to the battlefield in any way. They do not run, hide nor attack. At least they'd be somewhat proactive if they had weapons.
Of course, all this is about civilians that actually are armed (soldiers, police officers, crazy farmers). The rest will probably stay as inept as they are now.