This is a bit of a premature thread, as I'm so far in the beginning of December 1997, althrough I'm playing Superhuman.
Alright, so the issue is - points are too easy to come by, while hard to lose.
Just a example - try shooting the same number of cultists/animals as you have of agents, and then get your agents rekt. You will be likely in the positive, because dead cultists/animals are worth more than what you lose from dead agents.
In vanilla, you also lose a LOT of points for losing the vehicle. The car and the van are pretty much valueless*, through - which does make sense, but still.
I think I only went into or near the negatives twice, in bad months. Briefly. Yet I quickly recovered. Pretty sure most of my scores were above a thousand, which is ok when one is sucessful but its a bit strange to get 1360 points in a month after failing not one but two cult investigations.
Its quite easy to go aboe 3k if you play a month well (and since the last patches you don't get as much money so balance kept!), which is ok but its quite hard to go negative.
Anyone else thinks the same?
*I bet X-COM just steal cars and vans, that one hour time sure looks suspicious to me.