By hovering above the ground, most fire-damage should be dodgable. Stuff like WP ammo is alot more nasty than simple fire-DoT.
You instantly lose the game on the second 'warning' if the condition flag for losing is set to "true"
-500+ score OR -1.000.000 in debt sets the flag to "true".
On the next month, if you run either -500+ score OR still in massive debt you lose the game.
There's no separation between bad economic management or bad fighting performance.
If you 'suck' in the first place, they'll sent you to the sharks.
Research is king to get a good score. Do alot of smaller projects to patch up the score.