Defeat over money and hints that it was time to fly to Сydonia

[Docent]

Two questions:
 1) The game ends in defeat if you have a negative account balance for two consecutive months. Today, when everyone lives on credit, this one is somehow strange ... Is it possible to disable it or somehow correct it?
 2) At some point, (by the way, it is interesting in which one) the game throws UFO crowds at you, every half hour - an hour.  Thus saying: "time to Cydonia."  Is there really such a mechanic in the game?  And can it be turned off too?

[Meridian]

Two questions:
 1) The game ends in defeat if you have a negative account balance for two consecutive months. Today, when everyone lives on credit, this one is somehow strange ... Is it possible to disable it or somehow correct it?
 2) At some point, (by the way, it is interesting in which one) the game throws UFO crowds at you, every half hour - an hour.  Thus saying: "time to Cydonia."  Is there really such a mechanic in the game?  And can it be turned off too?

1/ yes, you can change the threshold from zero to let's say a minus billion

2/ there is no such mechanic... game adds only 2 regular alien missions + 1 terror mission each month, not more... + retaliations generated by you shooting down ufos

[Docent]

Thanks!