...in a country where there are wars, no one wants to hire anyone, and if they do, then they either pay less than $100 a month or come soldiers and demand from their superiors to send their workers to the military registration and enlistment office for a medical examination and military service (in simple words, they are taken to war, since there are always not enough soldiers, we are suffering huge losses).
...
Previously, my government at least gave assistance to poor citizens in the amount of $50 a month, now the president and politicians absolutely do not care about their citizens and they refused to help everyone in need, people are so weak that they simply cannot protest, and if they go to protest, then the army will shoot them for betraying their homeland.
In that case your problem is not 'bad finances', it's "relatively meek person in war-damaged country". Historically, there's been no good solution to that. I suggest considering emigration instead of hoping for modding to provide what it doesn't provide to almost
anyone, anywhere, even in countries far better off than that.